Digital payment is being imposed throughout Spain. The latest data from Visa’s annual report indicates that 77% of SMEs in our country already accept digital payments, which not only reflects progress in the digitization of monetary transactions, but also increases the importance of cybersecurity to protect these movements.
In fact, from 2022 to 2023 the SMEs that accept this modality have increased by up to 11 percentage points, since in the last year they were 66%. The trend is clear and more and more Spanish businesses are opting for digital payments to be their main way of charging customers, but: Is there really a commitment to cybersecurity?
With a study of 800 small businesses in Spain, Visa has analyzed the degree of digitization of payments in our country by SMEs, and this modality already accounts for 37% of all total payments made in this type of business after years of gradual growth compared to the traditional cash.
For SMEs, digital payment is safer and a guarantee that they will end up getting paid, according to 66% of these businesses. On the other hand, more than half state that since they adopted digitization in payments they have also generated more benefits and business volume has grown, attracting more customers.
Without a doubt, cybersecurity stands as a fundamental element in the face of the growth of digital payments. The Visa study reflects that 76% of SMEs that accept card payments consider Fraud and Security prevention tools as a relevant factor within their payment offer.
Also, 67% of these SMEs believe that digital payment is an easier method than other means and that it facilitates agility when charging customers, leaving cash somewhat more obsolete, which on many occasions generates other types of problems.
Digital payment is increasingly a protagonist in retail businesses, with 91% of SMEs accepting digital payments, also in food stores (86%) and transport (84%), while the education sector is the most reluctant to adopt digital payments and is still far from these numbers (65%).
Having adequate training in cybersecurity will not only guarantee greater protection against cyberattacks, but it will also make SMEs see with better eyes trusting digital payments, which, as their owners have stated, are a great way to speed up and facilitate transactions. transactions.
With UNIR’s Master’s Degree in Cybersecurity you will learn the use of the most cutting-edge tools in the Information Security sector such as Kali Linux, Fortify, Sandas GRC, Foca or eMarisma and you will be able to conclude your master’s degree with a double degree, specializing in Industrial Cybersecurity.
The Master in Cybersecurity developed by Deloitte aims to train you in topics such as cyber intelligence, malware, ethical hacking or monitoring. It is aimed at both recent university graduates in technical areas who want to focus their professional career in the field of computer security, as well as professionals in the sector who need a higher level of specialization.
On the other hand, the Master in Cybersecurity of the IEP will teach you to protect the privacy and personal information of individuals and companies, as well as intellectual property and confidential information to guarantee national security and economic stability.
