Mixed-rate mortgages have been the main protagonists of the year we leave behind. During 2023, the demand for these products has skyrocketed, since in a context of rising Euribor, they allow paying a stable installment for several years and more affordable than with a fixed mortgage. And the banks have given them greater prominence, given that their interest becomes variable after a while and adjusts to the evolution of the market.

Looking ahead to 2024, everything indicates that mixed mortgages will still be the star product of banks. But which are the best that customers can request? According to the financial comparator HelpMyCash.com, the most attractive offers for January at a mixed rate are those of Openbank, EVO Banco and Banco Santander.