With high inflation, the Spanish have two options: either multiply their money or become increasingly poor. And there are many ways to achieve this: with a deposit, buying Treasury bills, investing in shares… Savers who are more risk averse can take advantage of the boost that the ECB has given to the profitability of fixed terms with the rise in prices. interest rates. Right now, the best deposits have a yield of up to 3.35% APR for one year.
But there is another alternative to earn money that does not even require investing or hiring a fixed term. Take advantage of the war that the banking sector is currently experiencing to win new customers and take a good gift home. Banks have flooded their shop windows with gifts and promotions to attract consumers. You can earn up to 850 euros with the best gifts from banks, explain the experts from the financial product comparison HelpMyCash.com, who have analyzed which are the best.
Of course, before accepting a gift from a bank, you have to ask two things: does it have permanence? What conditions must be met to get it? In general, to get a gift you have to commit to staying in the entity for a while and, in addition, direct deposit a salary or receive monthly transfers from another entity, they point out in HelpMyCash.
Banco Sabadell has just launched its most aggressive offer to promote its Commission-free Online Account. It offers a return of 2% APR the first year for a balance of up to 30,000 euros and 250 euros net as an extra gift. In total, 850 euros can be won. To get the remuneration you only need to be a new client and open the account, you do not have to meet any other conditions. However, to earn the 250 euros, you must deposit a salary or a pension of any amount or receive a monthly transfer of at least 700 euros (exclusive promotion for the first 20,000 new customers).
Another entity that has just made its star account more attractive is Abanca. The Clara Account without commissions for new clients gives 300 euros to those who direct deposit a salary or a pension of at least 1,200 euros (permanence of two years) and, in addition, pays interest of 2% APR the first year up to 15,000 euros. In total, you can get 600 euros.
Banco Santander has also thrown the house out the window. New customers who open their Online Account and deposit a salary, pension or recurring income of at least 600 euros will receive 150 euros as a gift. And if the salary is 2,500 euros or more, the gift will be 350 euros. This promotion implies a stay of two years. The Santander Online Account does not have commissions.
Other entities such as Unicaja, Cajamar or Imagin have also opted for this strategy to attract the attention of potential customers. The first gives away 250 euros, the second 200 and Imagin up to 150, HelpMyCash sources explain.
