While it is true that every car trip presents an inherent risk simply by being in circulation, when we put our hands behind the wheel we seek to make the trip as safe as possible. In addition to driving safely, it is necessary to have all mandatory documents in order. From ITV, driving license to car insurance. The latter is of vital importance and we have to know both the coverage that the insurance covers and the assumptions that are left out of the policy that we have contracted if we suffer an accident.
If you suffer an accident you must be clear that there are exceptional cases that your insurance policy will not cover.