Would you pay for a service that you can get for free? Many banks charge maintenance fees on their accounts that can amount to up to 240 euros per year. But what not everyone knows is that it is not necessary to pay these costs: today, almost all entities offer online accounts without commissions for new clients. And some of them not only allow you to reduce costs, but also reward the savings. Others even offer gifts of up to 400 euros for those who are willing to direct deposit their payroll. What are the best accounts without commissions (and with a gift) for this January 2024?
Although many times convenience prevails and changing banks is rejected because it is considered complicated, management is becoming easier and not only does it imply savings of up to 240 euros per year, but benefits can also be obtained through gifts or remuneration. Unless there is a compelling reason, having an account with fees in a market where almost all banks offer free alternatives is not a very wise decision from a financial point of view.
