In an economic landscape where every euro counts, finding ways to maximize income becomes a priority for many. In this sense, paid accounts offer an attractive opportunity to grow money safely and profitably.
According to the comparator HelpMyCash, these accounts are becoming an increasingly popular option among savers aware of the importance of optimizing their financial resources. With interest rates that can reach up to 4% APR, these accounts represent an attractive alternative to traditional savings products.
The remuneration of the accounts varies depending on the bank and the specific conditions of each product. However, it is possible to find options that offer significant profitability without compromising the liquidity of the funds. This means users can access their money at any time, providing flexibility and peace of mind.
Among the best accounts of the moment, the Trade Republic savings account stands out. The entity pays 4% APR up to a maximum of 50,000 euros. In addition to being very easy to hire, it does not ask for any type of connection in exchange, such as direct debit of the payroll and has the protection of the German Guarantee Fund.
In this case, it is a remunerated account that pays interest of 2.85% for a maximum balance of 30,000 euros. Like the previous ones, the bank does not request direct debit of the payroll nor does it charge commissions. You can also get a debit and credit card at no cost.
The Catalan bank offers a return of 2% APR up to 20,000 euros for an indefinite period. Another advantage of this account is that it has no commissions and that it returns 3% of your electricity and gas bills.
The N26 Savings Account closes the ranking of the best paid accounts. The neobank helps make savings profitable with an interest of 2.26% APR from one euro and without a time limit. Likewise, it does not require payroll and gives access to a card that allows you to withdraw money up to three times a month free of charge from ATMs in the eurozone.
These accounts do not carry any type of commissions, maintenance or administration. Without forgetting that both the money and the returns are protected up to a maximum amount of 100,000 euros by the Deposit Guarantee Fund of each country.
