Don't have a payroll? These are the best bank accounts to avoid paying commissions

More and more people are looking to open a bank account without having to have a salary or regular income, and without having to pay commissions. “A few years ago this option was hard to find. However, there are currently several options in the Spanish market that offer online bank accounts without the need to meet minimum monthly income or transaction requirements”, highlight the experts from the financial comparator HelpMyCash.com.

Online bank accounts have gained popularity in Spain because they offer a wide variety of financial services and products, with more flexible conditions than those of traditional banks. “When the purpose of opening an account is not to make savings profitable, but to carry out operations such as supermarket payments, online purchases or transfers, the ideal product is to contract online accounts that do not charge commissions,” the specialists recommend.

Among the advantages of this type of account is that they usually offer a wide variety of financial services and products, with more flexible conditions than those of traditional banks.

From HelpMyCash some of the most interesting options that exist in the Spanish online bank account market stand out.

The Banco Santander online account is an account that is opened through any digital device. In addition to not charging commissions, it does not require payroll or regular income either. It’s a completely free account and it comes with a free debit card as well.

In addition, you can manage your account through the mobile application that allows you to make transfers and payments, as well as manage your money quickly and easily.

Another notable option is the Sabadell Online Account. Like the previous one, it does not charge commissions and does not require a payroll or regular income. “It is one of the favorites in the market because it also offers a return of 2.5% APR for the first 30,000 that you have in the account,” the experts emphasize.

The EVO Smart Account is another attractive alternative for those who don’t want to be too tied up. “This account also has a very interesting promotion. It offers a return of 2% APR for new customers for a balance of up to 30,000 euros”, they detail from HelpMyCash.

“Yes, despite having a payroll, you don’t want to have the pressure of having to meet the linkage requirements of a bank. Or, your bank demands requirements that you cannot meet, or you are looking for a joint account with your partner or roommates, these accounts can meet your expectations”, they indicate.