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If you give money to your child, if you are going to sell a home or if you simply want to save taxes, keep reading. Beating the Tax Agency, or at least saving thousands of euros, is possible if you read the fine print, know the tricks and plan so that the tax bill does not skyrocket.
Take advantage. Countdown to Christmas and New Year. Last month in which the big concern is meals… but we must not forget about the Treasury. The remainder of the year is used to play tricks and pay less on the next tax return. There are several tips that all taxpayers can apply, and others that represent great savings only for those over 65 years of age or people who are approaching retirement. With thousands of euros in savings, your pocket will thank you.
Care in the details. Giving money to your children seems like an action without much significance. But the treasury has a lot to say. By lending or giving money you can get into trouble and end up with a hefty fine if things are not done right. Even the weekly pay is technically a donation. You have to be equally attentive with the payroll. Do you understand what they deduct from you when they pay you? Or like most, do you only look at the net salary?
Changes in housing. Another front that may be of interest is real estate. The continued rise in housing and the rise in rates seems to impact the market. In Barcelona and Madrid there are already signs of price drops and the funds are accelerating discounts – with real bargains – in the final stretch of the year. If you are lost, there is a formula to know if it is more profitable for you to rent or buy an apartment.
Cold in energy. The end of the solar panel boom hits the sector hard. Energy is no longer so expensive and consumers think twice before making a heavy investment like the one required for photovoltaic self-consumption. Result: the market falls by 60%. It seems that this winter, in order to save, it will be easier to pay attention to the bill and opt for the best rate, whether regulated or free.
The minimum wage returns to the scene and everyone plays their cards. The employers’ association has proposed an increase of 3%, up to 1,112 euros per month in 2024. The following year, another 3%. The unions see it as insufficient and ask for it to be more, and linked to the price of food.
In another debate, Bill Gates has also said his. The co-founder of Microsoft and one of the greatest fortunes in the world believes that with the emergence of artificial intelligence there is an end to working 40 hours a week and five days… At most, three.
